The AI that takes you to financial freedom.
Finstead reads every transaction, finds the money you're wasting, and turns what it finds into goals it tracks for you. Every insight shows the exact transactions behind it — never invented numbers.
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Net · June
+£489.50
Netflix crept up 12% this year
Works with your bank
- Monzo
- Barclays
- HSBC
- Revolut
- Starling
- Lloyds
- NatWest
- Santander
- Nationwide
- N26
- Wise
- Monese
Where did your money go?
Most finance apps just show you charts of what you’ve already spent, leaving you to do all the guessing. Finstead looks forward. It studies your real habits and tells you, in plain English, exactly how to reduce your spending and reach your personal milestones.
How it works
From connecting your accounts to financial freedom in three simple steps
Connect your accounts
Bring your transactions into Finstead in seconds—securely and easily from any UK or EU bank.
AI organises every line
Finstead automatically reads and classifies every single transaction. It builds a perfect map of your daily and long term spending habits.
Goals that track themselves
Accept an AI-suggested goal or set your own. Finstead measures it against your real spending—on pace or over, you always know where you stand.
What you get
Intelligence that does the work for you
Insights with receipts
Cancel, swap, switch—and every suggestion cites the exact transactions behind it. Tap to see the evidence.
spotted in overpriced subscriptions & bills - and what to do about each.
Automatic categorisation
Every transaction sorted instantly.
Goals that track themselves
Progress updates from your real spending.
£1,440 / £2,000
On trackSee how you compare
You vs the UK average (ONS).
Trends across your history
Your whole history, not six months.
Subscription watchdog
Price rises and forgotten subscriptions, flagged.
Ask Finstead
Chat about your money—answers cite the receipts.
Your data, your control
Private by design
UK GDPR & DPA 2018
Built to the UK data-protection regime from day one.
Encrypted end to end
Your data is encrypted in transit and at rest.
We never sell your data
Used only to power your insights - never advertising.
Delete anytime
Wipe your account and all your data whenever you want.
Be first to your financial freedom.
Join the waitlist and we'll let you know the moment Finstead opens.
No spam. Unsubscribe anytime.